Need money for larger purchases? Meet the ESTO Small Loan!
✔️ Online application takes just 1 minute
✔️ Fast loan decision
✔️ Simple contract signing
Enjoy your long-awaited vacation, buy the latest MacBook for work, or simply have extra cash for unexpected expenses – the ESTO Small Loan allows you to borrow up to €1000.
- Loan amount: €500 – €10,000
- Loan period: 3 – 48 months
- Loan purpose: any
- Special conditions: €0 contract fee
The loan decision is individual and depends on the chosen loan amount, contract duration, and your creditworthiness. You can perform all actions related to receiving and repaying the loan digitally, whether it’s submitting an application, changing the loan period, or even early repayment.
According to the repayment schedule, all your monthly installments are equal and fixed for the entire selected loan period. On the ESTO self-service portal, you can easily manage your contracts and repayments once you become a customer.
Attention! Read the terms of the proposed contract carefully before signing and, if necessary, consult with an ESTO employee or another specialist. For example, if you borrow EUR 500, the annual percentage rate (APR) of the ESTO Small Loan credit cost will be 25.48%, the fixed interest rate – 8.90% per year, the contract fee – EUR 7.9, the monthly administration fee – EUR 1.90, the total loan amount and installments – EUR 844.2 (provided the loan is repaid over 60 months in equal monthly installments of EUR 14.07). Conditions may change upon choosing a different amount, contract term, or based on the creditworthiness assessment results.
WHAT IS ESTO?
ESTO is a financial services company founded in 2016. The company was born out of the need for payment solutions suitable for both the end consumer and the merchant. Today, ESTO offers various payment solutions in the Baltic States, partners with over 2,000 partners and stores, and has built a network of over 200,000 clients. You can find the terms here: esto.eu/lt. If you need help, contact an ESTO employee at info@esto.lt or via the online chat window at https://esto.eu/lt/pagalba.
